Nintendo Online is something like $33/year where I live; Xbox Games Pass (the version with actual games) is $263.40 (the version with a much more limited subset

Nintendo Online is something like $33/year where I live; Xbox Games Pass (the version with actual games) is $263.40 (the version with a much more limited subset of games is $155.40). I assume the price difference is similar in the USA; the two products -- at least to me -- seem quite clearly different.