Accountants can charge a fair bit to handle N transactions so it may be cheaper to pay a MoR 5% instead of 3% for Stripe and pay your accountant extra. All the

Accountants can charge a fair bit to handle N transactions so it may be cheaper to pay a MoR 5% instead of 3% for Stripe and pay your accountant extra. All the EU makers I know are using some sort of MoR. Stripe is still very popular in USA for makers who sell to USA, as sales taxes have tresholds; unless you sell a lot from an individual state, you don't have to worry about it. VATMOSS in Europe (the regulation which drove all the small sellers I know to drop their ecommerce websites and move to Amazon - talk about regulation to protect the people and damage Big Business!) doesn't have tresholds and you need a massive up to date VAT list + storing proof of user residing somewhere.