I gave up self hosting most stuff years ago because I was worried about the impact to my family if I passed unexpectedly. I still have a lot of home automation

I gave up self hosting most stuff years ago because I was worried about the impact to my family if I passed unexpectedly. I still have a lot of home automation but I’ve specifically selected equipment that “fails normal” - the smart stuff like rules and voice control and so forth might go away, but the switch on the wall will continue to work regardless. Finally I fanatically use a password manager. The password, backup key, etc for that is written on an “in case” letter stored in a fireproof/waterproof envelope in a fireproof safe in my home, and my family is aware of it. It’s one of those unpleasant things to have to plan for, but I don’t want my family to have everything break on them if I die.