3 ms·
that seems unusually high. I've seen 20+ quotes for doctors in very litigious states, and its not even 1/2 of that cost. Full time doctors. Try shopping aroun
by IG_Semmelweiss 3y ago
that seems unusually high. I've seen 20+ quotes for doctors in very litigious states, and its not even 1/2 of that cost.
Full time doctors.
Try shopping around insurance or go with a mutual, or perhaps go with a IPA ?
NOTE: This rate is CERTAINLY valid if the OB has a long track record of attracting litigation. All insurers will ask for your "run rate" of claims. So, you can't escape a bad record. If you have a history, insurers will charge accordingly. You can't escape a poor record.
- HEmanZ 3y agoWere the quotes from dermatologists, radiologists, and psychiatrists? Or from gen-surge and OB? What state? This is OB in the state of Illinois, it’s roughly the same cost ans all of the other OBs we’ve talked to here. She doesn’t have a litigation history at all yet.
- IG_Semmelweiss 3y agothe quotes were from multiple specialties with high-injury risk / high claim value, down to PCP. I've seen many Northeast, more expensive states quotes, and West coast. I do not know about IL. So if theres some kind of special racket there, i could be ignorant of that. No surgery. No facility /ASC . Straight up MD offices with FT coverage for malpractice.