I've often heard it said online that the high cost of things (housing, mainly, among others) is why people don't have kids, but I have come to the conclusion th

I've often heard it said online that the high cost of things (housing, mainly, among others) is why people don't have kids, but I have come to the conclusion that people won't have kids even if their material needs are satiated. Think of all the programs that the government has launched in Scandinavian countries (even so far as to run ads encouraging having kids) and people still don't have children. I think it's due to being too comfortable not having to take care of kids, living the double income no kids lifestyle with a partner, that's certainly my reason for not wanting to have them. Call it selfish if you want, but that doesn't change the underlying statistics and reasoning of many people who can afford to have but still don't have children.