PTA's journal syntax looks very not-human-friendly, who wants to memorize those category numbers. I'm sure you can create ledger accounts that match your requi

PTA's journal syntax looks very not-human-friendly, who wants to memorize those category numbers. I'm sure you can create ledger accounts that match your required chart of accounts. The example account tree you linked to seems very business oriented, and driven by interests of stakeholders & tax authorities. Ledger gets used by private individuals too, and not everything is tracked for the goal of standard business report. Personally for me, if I had to use such a standard account tree, then I'd need to use a second system of classification for the things I am interested in. Example 1: I have 3 heating and 2 cooling mechanisms in this house, with very different costs to operate. Each device gets a separate account. For the pellet stove, I also need to keep track of consumption to buy the right amount of fuel before the next winter, so there's even non-currency items tracked in my accounting. That doesn't sound like it'll fit in a standard scheme. Example 2: We own a van built as a recreational vehicle. I want to track the expenses related to that (potentially expensive) hobby, whether trips, consumables, equipment or repairs. But at the same time, it's just a vehicle, and has "normal vehicle" costs just like the regular car.