It's a short term workaround, as it has no impact on real value and they have to pay the bank anyway without that income stream; so if someone feels their opera

It's a short term workaround, as it has no impact on real value and they have to pay the bank anyway without that income stream; so if someone feels their operation will go insolvent, that's a way to postpone it at the cost of some extra losses, but not prevent it.