You are right. Not only do you lose the resources you saved but you are now less resilient against changeable circumstances as you approach a natural maximum ef

You are right. Not only do you lose the resources you saved but you are now less resilient against changeable circumstances as you approach a natural maximum efficiency based on resources and circumstances. A fat inefficient department can pluck low hanging fruit at need a lean efficient one may fail under pressure even if more resources are provided late in the game because it may not be able to efficiently turn money into productivity without a significant ramp up in terms of recruiting and training.