Companies don't pay a premium but merchants pay a transaction fee. Reading from Swile's website, it is a flat 3.85%, quite lower than what I initially thought.

Companies don't pay a premium but merchants pay a transaction fee. Reading from Swile's website, it is a flat 3.85%, quite lower than what I initially thought. I am not sure how it compares to credit cards. Source https://www.swile.co/en/merchants/meal-vouchers https://www.swile.co/en/merchants/meal-vouchers