For non emergency care, slowly it is IMO. The private medical that comes with jobs is pretty reassuring for non emergency issues. It doesn’t cover an awful lot

For non emergency care, slowly it is IMO. The private medical that comes with jobs is pretty reassuring for non emergency issues. It doesn’t cover an awful lot but I’ve found aspects of it very helpful over the years. (Referrals to specialists within a week or two, video/phone appointments with a GP same/next day) etc. I wouldn’t take a job that didn’t offer it (it’s pretty standard in our industry) It’s annoying that it’s taxed at your highest income tax band (20/40/45%) as if it were some kind of super luxury. Maybe 20 years ago, sure. I think the company has to pay insurance tax on the premium too! But yes it’s reassuring to know an emergency won’t ever bankrupt me.