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If you don't like the terms with your current bank, how would you apply for a loan with a different one [that doesn't know you]? People need the ability to shop
by cheriot 3y ago
If you don't like the terms with your current bank, how would you apply for a loan with a different one [that doesn't know you]? People need the ability to shop around.
- NoblePublius 3y agoPlaid
- cheriot 3y agoNobody will volunteer their unpaid debts so terms for those a good credit history will suffer.
- NoblePublius 3y agoGive me your checking account login and tax return and I will know who you owe money to
- cheriot 3y agoa) I take out a credit card at a new bank, spend the balance, and never make a payment. b) I bounced a check, don't remedy, and owe money to a furniture store. c) I move a random amount of money each month to a separate account and make loan payments from there. d) How far back does someone need to account for their spending in order to get a loan? People complain about mortgage applications, but this is a whole new level. Access to credit gets more expensive without a 3rd party aggregator.