The answer is that they literally bought their own law exempting themselves from defamation laws. It's called the "Fair" Credit Reporting Act. Legislative sani

The answer is that they literally bought their own law exempting themselves from defamation laws. It's called the "Fair" Credit Reporting Act. Legislative sanity would see a repeal of the FCRA and the addition of a US equivalent of the GDPR, giving us a right to privacy that's applicable to every single company. I don't consent to being a data subject of any part of the surveillance industry, including this oldest part calling themselves "credit bureaus".