I've got a Nextcloud humming away in my attic. It gets backed up to my office systems. NC has a recycle bin too. Self hosted is not for everyone but at what

I've got a Nextcloud humming away in my attic. It gets backed up to my office systems. NC has a recycle bin too. Self hosted is not for everyone but at what point is your stuff important enough for you to really take responsibility for it. Do you simply Dropbox or OneDrive or whatever or do you do it yourself and self host or get a family member/friend do it or engage someone to do it for you. You do have choices. Even if you lack the skills to self host you can engage someone to set it up for you. You probably don't plumb your own bog 'n' bath and yet you own a toilet and bath/shower/whatever that works. A trade has fixed that up for you in return for some consideration. So, do the calculus for yourself: How important is your data, what sort of losses if any are sustainable. What are the risks ... have you done a home fire risk assessment - do one, its not hard. Fire blanket in the kitchen (ban towels drying on the oven), one shot ladders (that sit in the bottom of a wardrobe - inform guests - make a joke of it) for upstairs bedrooms, foam fire extinguishers - one or more per floor. Plan for escape. £500 or so per five years is a very rough budget for hardware. By law you probably should also have battery backed, mains powered smoke detectors already, so I don't count that in the budget. If not, then get some and test them. UPS ... get one, especially if your storage does not include a battery backed RAID controller. File systems are rubbish with holes in them. APC and others do several small units for home use with domestic plugs (in the UK we get our fearsome three pin plug sockets). Get PoE+ switches - Netgear and others do reasonably cheap switches. That smart doorbell really should be PoE powered with UPS backup ... If you are reading HN then there is a good chance you are either an engineer of some sort or the sort of person who thinks like one. Once you have worked out the risks and costs and yes, some of those costs might include being kicked from here to tomorrow by a partner (where are my photos?), then you can create a plan. I'll leave it up to you how you squirrel away the costs but please ... pretty please ... do a proper plan for this sort of stuff and whilst you are at it do a reasonably wide risk assessment. You might want to cover "everything" as you might at work - it can be quite cathartic.