Can someone clarify for me what the other pros and cons would be for these different banks aside from interest rate? Should I perhaps not go for an extra 0.05 -

Can someone clarify for me what the other pros and cons would be for these different banks aside from interest rate? Should I perhaps not go for an extra 0.05 - 0.15% if there are unusual rules around withdrawals, or are some known to have shady data privacy practices?