Maybe insurance companies can give discounts for installing their app that "locks" your phone while in motion. If you're the passenger and want to unlock the p

Maybe insurance companies can give discounts for installing their app that "locks" your phone while in motion. If you're the passenger and want to unlock the phone...take a selfie? More psychology than tech here. This wouldn't affect mass transit commuters since they wouldn't have a car insurance app. The insurance company could sell it as a way to get additional savings...I recently did something similar with safeco that was way more invasive. Not perfect, but if Im Geico; I have a team mulling over something similar as an easy way to drop accident rates...?