My read is that there's the Google Pay app (that currently handles tap-to-pay + all your payments), and Google Wallet (which handles cards only). In the near f

My read is that there's the Google Pay app (that currently handles tap-to-pay + all your payments), and Google Wallet (which handles cards only). In the near future, Wallet will handles cards + payments (including subscriptions) + tap-to-pay... but it's unclear whether Google is still going to have Offers & P2P payments as they exist in the current Pay app.