> Well I'm also saying that those limits exist because of historical reasons, and those reasons were derived from issues in the past, and we should examine that

> Well I'm also saying that those limits exist because of historical reasons, and those reasons were derived from issues in the past, and we should examine that context, and logic for those laws, before questioning if we need usury laws. Yes, I understand and agree with the concept of Chesterton's Fence. And examining that context and the logic for those laws is precisely what I'm trying to do here.