> So just, like, buy the rest That's a lovely theory but shared ownership allows prices to rise astronomically because it allows what's basically double-mortga

> So just, like, buy the rest That's a lovely theory but shared ownership allows prices to rise astronomically because it allows what's basically double-mortgaging - you get a mortgage on the part you own and pay rent on the rest (which of course is you paying the developer's loan) which is accepted because the risk is shared between the developer and the mortgage issuer, who of course have an 'arrangement' because only some banks will issue mortgages to some shared ownership properties - there's an 'approved lender' list for each development. So 'just buy the rest' becomes almost comically impossible, which is the idea. It's intrinsically gross. I honestly don't think it should be allowed, it's masking a problem which is insane real estate values which have no tie to reality.