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One way around this is group health insurance through employers. Often they allow you to take the policy with you when you leave the employer. The underwriting
by Spooky23 3y ago
One way around this is group health insurance through employers. Often they allow you to take the policy with you when you leave the employer.
The underwriting is done with a group, so the standards are lower and less intrusive.
- Spooky23 3y agos/health/life/
- lowercased 3y agoInteresting. The few times I've seen that, it's typically something like $20k-$50k, which seems more intended to get you through a few months, catch up on bills, etc, but not "family is financially secure for years". Perhaps you can get more via employer-sponsored plans, it just never was presented to me in the few corporate jobs I've had over the years (but boy oh boy did they try to sell cancer insurance!)
- Spooky23 3y agoI guess it depends on the company. Mine offers up to 5x salary.