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To add more anecdata: C1 has all of my accounts from savings, checking, and two CC's. I've never had a problem. Their customer support has always helped. That
by sodality2 3y ago
To add more anecdata: C1 has all of my accounts from savings, checking, and two CC's. I've never had a problem. Their customer support has always helped.
That being said, all my eggs in one basket is terrible (though instant transfers + 4.35% savings is great - I keep about $30 in my checking and transfer over whenever a charge will go through, and thus maximize my interest gained!)
- mlrtime 3y agoA bit off-topic but this seems a bit risky to me. I always keep two completely separate banks with a balance to sustain me 30 days. (I know this is a luxury). I fear a bank locking my account(s) and unable to pay bills.
- sodality2 3y agoI completely agree - I will slowly begin transferring a part of my usage to Amex's savings + checking offerings now that I'm a customer of theirs. The instant transfer is very convenient but it's not worth the risk.
- latchkey 3y agoVio bank is a money market for 5.3%. https://www.viobank.com/cornerstone-money-market-savings https://www.viobank.com/cornerstone-money-market-savings I remember when people used to be excited about 1% gains...