I do agree that it is a human problem that affects most of us to some extent due to corporate capture of regulatory processes by those who are supposed to be re

I do agree that it is a human problem that affects most of us to some extent due to corporate capture of regulatory processes by those who are supposed to be regulated. When you have (1) no oversight or (2) oversight with limited enforcement authority or (3) oversight with enforcement authority that does not function as an effective deterrent then you have created the situation we see today. Those who should be regulated end up writing the regulations that govern their activities and so they do this in a manner that offers the least friction to their operations at the lowest cost to them. It is definitely not just a tribal problem here in the US. It is endemic in the corporate world and in government. That's why I mentioned that part at the end of that post.