Check your provider's current rate, it's probably closer to 30 cents. Then call them and ask if they want you to switch at the next opportunity or if they're wi

Check your provider's current rate, it's probably closer to 30 cents. Then call them and ask if they want you to switch at the next opportunity or if they're willing to hoist you over into the new rate. They even backdated my contract change by a few months when I did that.