I'm sure you would change your opinion when you immigrate to a new country, have to move around to different apartments because of a massive housing crisis, and

I'm sure you would change your opinion when you immigrate to a new country, have to move around to different apartments because of a massive housing crisis, and then find an apartment long term and get accepted, and then get rejected based on your SCHUFA because you moved around multiple times and perhaps opened a bank account or two.