3 ms·

Are there any good paid ones, even, for Canadian institutions specifically? We have 4 credit cards and two chequing accounts plus mortgage etc at different ins

Are there any good paid ones, even, for Canadian institutions specifically? We have 4 credit cards and two chequing accounts plus mortgage etc at different institutions. It would be worth some small amount of money for me, especially for a desktop not SaaS solution, to get a unified view I can categorize, filter, sort, graph, etc.

theappsecguy 3y ago
Only one I have been able to find is YNAB and I hate it. It’s expensive and forces a weird opinionated budgeting approach onto its users.
- NikolaNovak 3y ago
  Thanks! Does YNAB actually plug into bank accounts like Mint used to? I thought you had to manually enter everything, but it may have evolved since I last looked at it.
  - enobrev 3y ago
    It does - mostly (only?) using plaid. I tried YNAB for a few months. It's not really for me. But it was able to sync _most_ of my accounts without issue. I've been trying out Monarch more recently (which seems to use plaid, mx, and other methods). They have a discount for people coming over from mint as well as a way to import mint history. I'm still cleaning up my mint data before running the import. I've liked it thus far; I'd say it's pretty much what I hoped Mint would become when I started using Mint a decade ago.
vlucas 3y ago
BudgetSheet supports most US and Canadian banks: https://www.budgetsheet.com https://www.budgetsheet.com You can try it for free to see if it work for you first, and if you want to upgrade you can pay either monthly or annually. Disclaimer: I am the creator of BudgetSheet :)
- willhslade 3y ago
  Does it support Canadian credit cards?
  - vlucas 3y ago
    Yes. By banks I meant "Financial Institutions", which includes credit cards and other types of loans as well.
Rebelgecko 3y ago
I like Monarch Money and they support Canada (although idk if the Canadian bank coverage is as thorough as it is for the US). Although it's definitely on the SASSier side

theappsecguy 3y ago

Only one I have been able to find is YNAB and I hate it. It’s expensive and forces a weird opinionated budgeting approach onto its users.

NikolaNovak 3y ago
Thanks! Does YNAB actually plug into bank accounts like Mint used to? I thought you had to manually enter everything, but it may have evolved since I last looked at it.
- enobrev 3y ago
  It does - mostly (only?) using plaid. I tried YNAB for a few months. It's not really for me. But it was able to sync _most_ of my accounts without issue. I've been trying out Monarch more recently (which seems to use plaid, mx, and other methods). They have a discount for people coming over from mint as well as a way to import mint history. I'm still cleaning up my mint data before running the import. I've liked it thus far; I'd say it's pretty much what I hoped Mint would become when I started using Mint a decade ago.

vlucas 3y ago

BudgetSheet supports most US and Canadian banks: https://www.budgetsheet.com https://www.budgetsheet.com You can try it for free to see if it work for you first, and if you want to upgrade you can pay either monthly or annually. Disclaimer: I am the creator of BudgetSheet :)

willhslade 3y ago
Does it support Canadian credit cards?
- vlucas 3y ago
  Yes. By banks I meant "Financial Institutions", which includes credit cards and other types of loans as well.

Rebelgecko 3y ago

I like Monarch Money and they support Canada (although idk if the Canadian bank coverage is as thorough as it is for the US). Although it's definitely on the SASSier side