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In Switzerland for a proper lease, you likely need to provide a (clean) record from the debt collection register. But it's a government run agency, as it should
by hocuspocus 3y ago
In Switzerland for a proper lease, you likely need to provide a (clean) record from the debt collection register. But it's a government run agency, as it should. No score. Debt collectors can file claims a bit too easily and there are errors, but you can also challenge them easily.
- bombcar 3y agoMost countries have something allowing liens against property; liens against persons are harder to keep track of (hence things like credit burros spring up).
- pjmlp 3y agoBack when I was actually living there, 2003 - 2004, it was only the painful interview process as if applying for a job, but I didn't had to provide anything else.
- hocuspocus 3y agoDebt collection records were definitely a thing 20 years ago. But it sounds like you were dealing with an individual landlord, that's kinda rare. They might be more willing to use common sense and not ask useless documents from someone who just arrived in the country. On the other hand, big property management companies will typically not bother with an application that doesn't tick all the boxes.
- pjmlp 3y agoBeing at CERN helped, it wasn't individuals, but it took about three months, and several attempts.
- hocuspocus 3y agoCERN gives you diplomatic status, by law (at least in Geneva) lessors have to be more accommodating indeed. On the other hand, most landlords and property management companies absolutely hate applications from people who they know are going to leave after a fixed term contract.