2FA definitely will protect you even if your passwords.txt is stolen, probably. I can’t imagine that trying to manage syncing and easy access to the passwords.t

2FA definitely will protect you even if your passwords.txt is stolen, probably. I can’t imagine that trying to manage syncing and easy access to the passwords.txt is even remotely as secure or easy as something like 1Password. Services, IMO, have a duty to do their utmost in protecting customer security and privacy. Fortunately Passkeys are becoming more common and I’m hoping more folks will choose them since they’re way better than plain passwords. The problem with choosing convenience now is that you don’t know what the future holds, and a good chunk of security is stuff that people don’t know becoming known, sometimes very publicly so. Eg a new 0day in Firefox is found, exploited, and the passwords.txt is gone before the user patches it (admittedly likely since I am unsure if the OP is up for the inconvenience of frequent browser or critical software updates). If you’ve ever had anything important of yours being hacked you’ll probably understand how shitty it is and how it’s worth the inconvenience. Modern password managers are very convenient though. I love not knowing a single one of my service passwords. Plus, my laptop being stolen is probably gonna still protect my passwords since 1Password does protect them at rest, pending brute-forcing the (very long) master password. None of this is true or exists for a plaintext file. Even then, say OP doesn’t care about getting hacked and someone gets into their email. Now, the hacker has their email and contact lists. They can use that info to target OP’s contacts with more-viable phishing or other attacks.