Agreed, the bank /should/ have tried harder to point out the possibility for a 'scam' occurring here (and of course this would eventually evolve into a discussi

Agreed, the bank /should/ have tried harder to point out the possibility for a 'scam' occurring here (and of course this would eventually evolve into a discussion of "how much is sufficient"). But the article does admit that the bank did warn her, she just ignored the warning (and I don't recall her saying why she ignored the warning on the sheet of paper).