> most people don’t have mortgages Most people do either have mortgages or pay rent which pays their landlord’s buy to let mortgage on the house they live in.

> most people don’t have mortgages Most people do either have mortgages or pay rent which pays their landlord’s buy to let mortgage on the house they live in. Mortgage rates and rents have both spiked very sharply. Along with energy bills that’s a huge chunk of most people’s expenses.