Are you talking historically? Interest rates are not low, in a 20-yr time frame. In terms of low-hanging fruit, I tend to disagree. A friend and I were just tal

Are you talking historically? Interest rates are not low, in a 20-yr time frame. In terms of low-hanging fruit, I tend to disagree. A friend and I were just talking about how the original disrupters of the Internet have now built the next generation of complex, creaking systems - themselves ready for disruption. I think some of the business models that have been successful are harder to pull off (ex: disintermediate, rent-taking). It's going to be interesting to watch your Ubers, Skip, Doordash, Stripes and OpenAIs try to use regulation, etc. to slow their demise.