> Paypal: We're going to be a bank, but we're not going to adhere to banking regulations There is nothing in banking regulations that stops what PayPal is doin

> Paypal: We're going to be a bank, but we're not going to adhere to banking regulations There is nothing in banking regulations that stops what PayPal is doing here. Any credit card processor will not hesitate in putting a hold on your payouts if they want to investigate your business. Heck one of our credit card processors wouldn't even pay out before 90 days as standard.