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You can link the loyalty to the credit card number. You can have more that one loyalty linked to it and just ask the user which one to apply it to. HomeDepot a

by ars 3y ago

You can link the loyalty to the credit card number. You can have more that one loyalty linked to it and just ask the user which one to apply it to. HomeDepot and the USPS both will send me an email receipt and they remember my address when I put in a credit card.

xp84 3y ago
I could be wrong here, but I don't see how that approach could work efficiently in this case. When the terminal is ready to read your credit card, it has a total 'in mind' already at every place I've ever shopped. The supermarket, on the other hand, needs your loyalty info first, to decide whether to give you the "sale" price on a bunch of things, and to also redeem coupons. Not only is this convenient, so you can see and confirm expected prices as things ring up, but importantly, your loyalty situation will obviously change the total. I guess this could be done by authing the worst-case amount and then capturing only the amount you really owe after any "savings" -- but ohhhh boy I can already imagine how many people would be using debit cards and be FREAKED OUT that "Kroger put a hold on my account for more than my grocery bill!!"
- ars 3y ago
  One way is the moment you give it the credit card it adjusts prices and tells you "You saved $$$", and shows the new total "Approve/Deny". > When the terminal is ready to read your credit card, it has a total 'in mind' already at every place I've ever shopped. Only the cheap ones. At Costco I put in and remove my cedit card before they scan anything at all, then when they are done I tell them "already entered it". And the transaction goes through. It's way faster than waiting for the total. I'm actually annoyed when I go to a store that makes me wait till the total is ready - I'd rather enter the card while the clerk is ringing up my items, and have my hands free and ready to go the second they scan the last time.

by ars 3y ago

xp84 3y ago

I could be wrong here, but I don't see how that approach could work efficiently in this case. When the terminal is ready to read your credit card, it has a total 'in mind' already at every place I've ever shopped. The supermarket, on the other hand, needs your loyalty info first, to decide whether to give you the "sale" price on a bunch of things, and to also redeem coupons. Not only is this convenient, so you can see and confirm expected prices as things ring up, but importantly, your loyalty situation will obviously change the total. I guess this could be done by authing the worst-case amount and then capturing only the amount you really owe after any "savings" -- but ohhhh boy I can already imagine how many people would be using debit cards and be FREAKED OUT that "Kroger put a hold on my account for more than my grocery bill!!"

ars 3y ago
One way is the moment you give it the credit card it adjusts prices and tells you "You saved $$$", and shows the new total "Approve/Deny". > When the terminal is ready to read your credit card, it has a total 'in mind' already at every place I've ever shopped. Only the cheap ones. At Costco I put in and remove my cedit card before they scan anything at all, then when they are done I tell them "already entered it". And the transaction goes through. It's way faster than waiting for the total. I'm actually annoyed when I go to a store that makes me wait till the total is ready - I'd rather enter the card while the clerk is ringing up my items, and have my hands free and ready to go the second they scan the last time.