If someone steals my debit card and spends all my money, it’s a pain in my rear end and disrupts stuff. They can steal my credit card all day long and I don’t

If someone steals my debit card and spends all my money, it’s a pain in my rear end and disrupts stuff. They can steal my credit card all day long and I don’t care. I’m not talking about what should and shouldn’t be in a better world. I’m just using tools available to me.