I very much agree, especially about the last part. These terms may seem like a “slap in the face”, but when you think a bit more about it: The EU themselves are

I very much agree, especially about the last part. These terms may seem like a “slap in the face”, but when you think a bit more about it: The EU themselves are 100% about “protecting consumers”. For example, the EU has made it illegal for my broker to let me buy US ETFs, because the prospectus is not available in Swedish(!). From that standpoint, how can you argue that it’s wrong for Apple to show a warning before letting a consumer send off their credit card details to a third party? And apparently that warning sign will cost most app developers more than the Apple tax (as they lose 50% of potential customers). Seems like a fair tax then. But I think it’s also fair to note that there are app developers to whom these arguments do not apply. For example I was a Spotify customer long before I installed the Spotify app on my phone, and I don’t mind them having my credit card details. EDIT: For clarity.