You also don't actually need to own a home in order to have kids. I spent the first 8 years of my life with 3 siblings in a tiny 2 bedroom apartment in a studen

You also don't actually need to own a home in order to have kids. I spent the first 8 years of my life with 3 siblings in a tiny 2 bedroom apartment in a student housing development. We bought a home when I was 8, while my parents were in their 30s. Plenty of other commenters had already pointed out that fallacy of OP's argument, so I decided to take on the idea that homeownership rates have significantly changed instead.