> I explained already why 35yo is a bad cut. These numbers are all adults under 35, so your argument about generation gaps doesn't apply here. 20-something yea

> I explained already why 35yo is a bad cut. These numbers are all adults under 35, so your argument about generation gaps doesn't apply here. 20-something year olds are included in each decade's numbers, and the rate hasn't substantially changed in the measured decades. > You better check what the average mortgage payment for new house buyer today and 5 years ago. Diff can be 2-3 times. That's a separate question from whether people are priced out. If the average mortgage payment is much higher but 39% of people under 35 can still afford a mortgage, then no more people are priced out than were in previous generations. > Also, actual homeownership is not a perfect proxy for wealth measurement, since it could be that today's gen z are buying 1br condos instead of single family houses like boomers. True, but I'm not talking about wealth, I'm specifically addressing the question of whether the average American cannot afford to buy a home.