4 ms·
> Kids aren't expensive. They're a distraction from dopamine and career advancement. They really are. You can pay for some of it by letting your and their qua
by vundercind 3y ago
> Kids aren't expensive. They're a distraction from dopamine and career advancement.
They really are.
You can pay for some of it by letting your and their quality of life suffer, instead of with money (cram 3 kids into the 2-bedroom you already own; don’t worry that the schools are bad and dangerous and that’s why the place was cheap; that kind of thing) but not all of it, and most people don’t find making those compromises acceptable either, if they have the means not to.
The main costs are lost income OR childcare; housing; and healthcare. The rest isn’t exactly cheap (man they eat a lot as they get older) but those are the worst bits, and they’re very expensive.
- Spivak 3y agoIt's not even the schools that have that dynamic first. Lots of daycares are sketchy as hell and they also charge crazy high prices so you can't just pay for better. You have to take time out of your day and go suss them out and dig up inspection reports.
- DavidPeiffer 3y agoAvailability is another big issue. You find a daycare that's great for your kid and safe. Then some staff turnover and you're not thrilled with it anymore. In my area, the wait is around 18 months for a slot in a different daycare center. In-home daycare offers a lower price and some better availability, but are often unlicensed. You are best off signing up for a couple waitlists before you plan to have a kid and hope the one you choose works out well. And of course, switching childcare providers is way harder than switching grocery stores. Your kid has feelings, grows attached to the caregivers, and make friends. There's a huge risk making a switch, and you most likely can't undo it if the new provider isn't a good fit.
- echelon 3y ago> In-home daycare offers a lower price and some better availability, but are often unlicensed. This is the problem. You're wanting a first class experience for your kid, and this probably causes you to overlook other viable options that are less expensive. > In my area, the wait is around 18 months for a slot in a different daycare center. Wait lists? There's likely service available, you're just setting a quality threshold. > And of course, switching childcare providers is way harder than switching grocery stores. Your kid has feelings, grows attached to the caregivers, and make friends. We have de-risked our species so much that we now care about children's daycare preferences. Some other commenter mentioned spending $200,000 on their five year old kid. This is not typical. As a species, we used to have multiple kids because we just accepted that some of them would die. We are so far on the other end of the spectrum now that children are being treated as princes and princesses. Kids can be as expensive as you want them to be. People are buying their dogs and cats ridiculous things like treadmills these days, so of course it figures that some parents must be doing even crazier stuff for their human children. This is learned consumer behavior. Children are being over-invested in to a degree that some would-be interested people just aren't even bothering to get started (one of several reasons this is happening). I'm not saying don't love your kids, but it looks like having them has become a perfectionist goal that can't be reached. Accept imperfection and less than perfect.
- te_chris 3y agoYes. This. People are insane around their kids and the de-risking etc. We've gone with a childminer (in-home childcare, but is govt. registered here in the UK) and local school-attached daycare for two days a week each. Saving us hundreds of £'s over the coprorate daycare we were with otherwise and giving him more! The childminder is a husband and wife duo, they love all their kids so much. It's like dropping him with grandparents and cousins/friends for a couple of days a week. He reaches out to be picked up by them when I drop him in off in the morning (traitor, but I digress...)! Follow and optimise for love.
- vundercind 3y agoIn most other OECD states the actual and risk-factor costs of child and maternal healthcare are a ton lower than ours, too. Mine is a US perspective. Healthcare for kids eats a lot of money, here, and exposes you to a ton of risk of very-high medical spending.
- Spivak 3y agoI'm not even a parent and I have to deal with this shit. You can't be around adults with kids in daycare for more than an evening in a ventilated space and not immediately get sick. I kinda doubt it but I sincerely hope other places are better. It's easier to count the days my in-laws aren't sick. It's probably just the reality of lots of really young germ factories in a confined space together but I count my blessings that my mom was out of work until I was in 3rd-4th grade because I got to avoid daycare.
- echelon 3y ago> cram 3 kids into the 2-bedroom you already own; don’t worry that the schools are bad and dangerous and that’s why the place was cheap; that kind of thing Everyone used to do exactly that.
- vundercind 3y agoYes. And if you do that today, it’ll reduce one of the major costs. You still have the rest.
- NoMoreNicksLeft 3y ago> They really are. I'm 50 this year. I've been an avid reader all my life, and back in the late 1980s and early 1990s, I'd read the newspapers my grandfather would bring home. I would've still been in highschool (at the latest), so call this 1990 +/- 1 year. Even then I remember the classic newspaper article, claiming how much it'd cost to raise a child to age 18. I think back then they were calling that number $250,000. Now days, I think they set it at $1 million even. For the longest time, they'd reprint that article every 2-4 years, just changing up one or another factoid. The logic was always specious. Every single thing anyone ever believed anyone needed for a baby/toddler/kid was always priced brand new and name brand. From dressers and chest of drawers, to baby strollers (this was even past the point where most people would ever use the damned thing). They told the lie so often and from so many direction, ever since you were a child yourself, that you can't help but believe it. You're even telling it for whoever it is that wants that lie told.
- vundercind 3y agoI have three kids. I reckon the first cost more than $200,000 by age 5. No major medical problems (kids are also a reverse lottery ticket, in that regard—sometimes they just take all your money indefinitely because they’ve got a serious chronic illness). And we were far from extravagant in our spending. The bulk of it was in the three categories I listed. [edit] I agree with you, actually, that there are a lot of dumb ways to spend extra money on kids. Dressers? Used. Clothes? Cheap, garage sales and thrift stores. Toys? Ditto. Half the “new parent” shit is useless. Changing table? ROFLMAO you have a floor, unless you’re infirm in some way that makes it hard to get down there, just throw a little blanket down and use that—they can’t roll off the floor!
- echelon 3y ago> I have three kids. I reckon the first cost more than $200,000 by age 5. No major medical problems That is certainly not typical. Most of the people having kids where I grew up don't even see that amount of money. They're having kids just fine.
- 3y ago
- mensetmanusman 3y agoI have four kids in one room and it's a blast. After family prayers we turn off the lights and tell stories and their imaginations go wild! The joy is palpable. Bedrooms are for sleeping, there is other space to spread out :)
- ben_w 3y agoI can't imagine what puberty would've been like if I'd not had a room of my own. Even just experimenting with goth aesthetics would've been so different. Hope it works out for them.