I hope it's clear that I'm not blaming the average person caught up in the housing market for the broader climate in which they live. It is fucked and I don't s

I hope it's clear that I'm not blaming the average person caught up in the housing market for the broader climate in which they live. It is fucked and I don't see a way out. If we build enough housing the price of their retirement asset drops and they are fucked and if we don't then we continue seeing mass homelessness and dropping birth rates. I don't have a solution, I'm commenting that the typical things that are blamed for the housing shortage are symptoms not causes.