You're right about the incentives, and in my opinion this won't change until police departments and the local governments that enable them are required to compe

You're right about the incentives, and in my opinion this won't change until police departments and the local governments that enable them are required to compensate their victims, including for things like emotional distress (being assaulted by a violent gang is going to take some time to process). The deep root of the problem here is that police are allowed to cause harm and then just walk away from any responsibility.