My wife and I went through it starting in 2012, and were relieved to get through it all OK because by the time we finished I think the cost (and duration) for n

My wife and I went through it starting in 2012, and were relieved to get through it all OK because by the time we finished I think the cost (and duration) for new applicants had roughly doubled compare to when we started it. The £38K threshold is ridiculous. To provide some context for anyone lacking it, the median salary in the UK for 22 to 29 year olds is £30K for men and £28K for women. The only group with a median comfortably exceeding that threshold is men aged 40-59. There is no age group in which women's median salary exceeds £38K.