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These cards are not a valid form of ID in the UK, you can’t open a bank account with a biometric permit. If you are a foreigner on a visa you have to use your p
by dogma1138 3y ago
These cards are not a valid form of ID in the UK, you can’t open a bank account with a biometric permit. If you are a foreigner on a visa you have to use your passport to open a bank account, all the card does is prove that you have temporary or permanent leave to remain.
They currently have absolutely no use other than border control.
Source: I have one.
- axsharma 3y agoYou need your passport if you've only got a vignette or in-passport visa sticker. BRP is often accepted, in lieu of driving license for bank account opening. https://www.lloydsbank.com/legal/proof-of-identity.html https://www.lloydsbank.com/legal/proof-of-identity.html I wouldn't call it a "not valid form of ID," when you can use them to board domestic flights, prove your age at establishments, and practically use it as an ID where they'd otherwise accept a driving license for ID. PS: I hold one too.
- dogma1138 3y agoIf you look at Lloyd’s under the actual documents accepted they don’t list it there. They even state that: “The Biometric Residence Permit card may not be accepted in all our online journeys. You may need to provide additional documentation.” Both HSBC and Barclays don’t accept them, not even to pick up a card from a branch. EU identity cards are accepted but UK BRP and BRCs aren’t https://noidnosale.com/acceptable-forms-of-id-in-the-uk https://noidnosale.com/acceptable-forms-of-id-in-the-uk If you managed to use yours for anything other than border control then it’s because whoever inspected it didn’t knew the rules.
- axsharma 3y agoGood point, rather interesting they state "in all our online journeys," rather than in-person. Anytime I've had to verify identity online for bank account opening, it entailed taking a photo of my ID which then goes through automated ID checks via Jumio or similar APIs.
- blibble 3y agoregulator KYC guidelines are general and require firms to check the identity of their potential clients without specifying exactly how it's up to the service/goods provider what documents they accept which vary in terms of risk tolerance
- dogma1138 3y agoIn the UK a standard account (and many other services) is a legal right, as such the guidelines are quite specific.
- deleted 3y ago[deleted]
- axsharma 3y agoGOV.UK seems conflicted about it lol "You usually do not need a BRP to open a bank account. Contact the bank to check if you’ll need a BRP or if you can use a different document." https://www.gov.uk/biometric-residence-permits/prove-your-status-without-a-brp https://www.gov.uk/biometric-residence-permits/prove-your-st... "The biometric residence permit is proof of the holder’s right to stay, work or study in the UK. It can also be used as a form of identification (for example, if they wish to open a bank account in the UK). https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/539328/In-Country_information_leaflet_-_July_2016.pdf https://assets.publishing.service.gov.uk/government/uploads/... :')
- deleted 3y ago[deleted]
- triceratops 3y ago> temporary or permanent leave to remain. Off-topic but non-native speakers must find this phrase so confusing the first time they see it.
- fauigerzigerk 3y agoIt's actually called "indefinite leave to remain", which almost sounds as if they hadn't made their mind up about leave vs remain. I'm glad they renamed it to "settled status" for EU citizens remaining after the UK decided to leave the EU.
- mynameisvlad 3y agoThey didn’t rename it to “settled status”, those are two separate things. Settled and pre-settled status is used exclusively by the EU Settlement Scheme and refers to the 5 year requirement (pre-settled) for EU citizens wanting to apply.
- fauigerzigerk 3y agoI know, but it's similar and they could have chosen a similar name.
- lcnPylGDnU4H9OF 3y agoFor any non-native speaker who’s confused, leave can mean the same thing as permission, which is how it’s being used here.
- neom 3y agoJust to further this who are still confused as to how tf leave became permission. It's a very British thing, I would hazard it might also be specifically English. I grew up in Scotland and we did use it, but I was in a border town, I would be surprised if it's used in Glasgow or Edinburgh (could be wrong) - it comes from the permission to not be at something. I would get "leave from school" meaning I had permission not to be at school, same thing for work. In my opinion, it's basically slang, I'm surprised to see it in official documents (so I guess it's not technically slang).
- the_mitsuhiko 3y agoMy wife is Russian. This card (from another country) is what allowed her to retain bank accounts at various different institutions.
- ThePowerOfFuet 3y agoThe "from another country" part is the important differentiator. I'd bet she opened the bank accounts in question outside the UK too?
- the_mitsuhiko 3y agoNote that we're not living in the UK, but in Austria. But she had to use her Austrian card in Banks from other countries to demonstrate that she's settled. In our case Estonia, UK and Germany.
- dogma1138 3y agoAn EEA identity card is not the same as cards issued by the home office and ironically it’s a valid form of primary (class 1) ID in the UK.