4 ms·
I don’t see how we can use ai and not have it generate new biases. I also feel like biases have been baked into insurance data in a discriminatory way for a lo
by pylua 3y ago
I don’t see how we can use ai and not have it generate new biases.
I also feel like biases have been baked into insurance data in a discriminatory way for a long time — think about how much car insurance is for a 16 year old boy.
- sirspacey 3y agoYes but consider the alternative - how will we eliminate bias without it? Having worked in medical billing, it is very scary how medicine as an applied science is carrying around a huge ball and chain of “insurance hasn’t figured out that their medical model is decades out of date.” Big, complex, data intensify problems are not going to be solved by an army of humans on legacy ERPs.
- pylua 3y agoEveryone pays the same regardless of age, sex, etc? I understand they things are the way they are but part of change is making difficult decisions and tradeoffs.
- faeriechangling 3y agoI cannot even describe how many problems are caused by medicine being shackled to the whims of insurers in terms of how stultifying it is and how many bad incentives it creates to workaround the limitations of insurance. No idea how to fix the problem though.
- sirspacey 3y agoLike every single public good I’ve investigate for social entrepreneurship the answer is: Start an insurance company It sounds impossible, but every one of these giants were founded in the past century. They can be beaten with enough capital, power and ingenuity. But that’s not gonna be done by a pre-seed startup with $1M in the bank and some cool products. Genuine change requires a long view and a willingness to compete against a cartel.