Downvoted because holy cow you're out of touch with reality if you think that a $1M windfall, or even a 'meager' 40k/year wouldn't result in lifestyle change fo

Downvoted because holy cow you're out of touch with reality if you think that a $1M windfall, or even a 'meager' 40k/year wouldn't result in lifestyle change for a lot of people. I really don't want to be mean, really, but for most people that wouldn't be just a 'boost' for saving, that would lift tremendous financial stress about the future. At one point in my life I had a financial windfall that was many, many time less than a million, and yet it resulted in me not living month-to-month, and be able to for example buy a new computer if needed, within worring about rent and eating pasta for months.