3 ms·

why email is not the standard? i'm forced to have a cellphone if i want to use the bank, basically

• Daz1 3y ago
  Why are you forced to have a cellphone? You're free to visit the branch anytime you like.
• lotsofpulp 3y ago
  Because phone numbers serve as an effective way to screen for bots. Also, they are unique and people don’t change them, so useful for tracking people.
  • kome 3y ago
    but when they have to change them (i.e. moving to a new country), or they got stolen, it's pure pain. it's not a good system.
    • lotsofpulp 3y ago
      For sure, there should at least be an option for TOTP backup, but the powers that be know they would rather inconvenience a small percentage in exchange for the benefits.
  • fsckboy 3y ago
    > Because phone numbers serve as an effective way to screen for bots. only because we allow telco rent-seeking on phone numbers.