Telcos are not responsible for using fingerprint or facial recognition as joint user+password. When it comes to good UX it’s important to clarify whose goals i

Telcos are not responsible for using fingerprint or facial recognition as joint user+password. When it comes to good UX it’s important to clarify whose goals it’s best for: compromise security for convenience and adoption of an app? Or setting up the user to succeed more. SMS is a lazy form of 2Fa. it reminds one of the descriptions of sms being an open postcard. Theatre and pageantry have limited value where it sets users up for much worse