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And what does an operator put into the system when hearing "I don't have one?". Yeah, this. This is on purpose.
by Muromec 3y ago
And what does an operator put into the system when hearing "I don't have one?". Yeah, this. This is on purpose.
- giantg2 3y agoNot true at all. If it's a required field it should be valid. If it's not required, then null is the correct value.
- coolspot 3y agoI’am also a BofA client and can confirm - they use 000-00-0000 as an SSN when you don’t have one.
- thelittleone 3y agoCan open a BofA account without a TFN or SSN?
- coolspot 3y agoYes, if you say codewords along the lines “I have just arrived to the US and don’t yet have an SSN”. Worked for me.
- PrimeMcFly 3y agoMajority bank will specifically give you a bank account explicitly not requiring an SSN.
- Muromec 3y agoThat makes an unreasonable assumption that everybody across the whole industry is not just competent and can be trusted to have it together, but they also manage to achieve their important goals (which are not always having the cleanest code or architecture) using the same architectural dogmas as you do. One can define a datatype as FormattedValue | null, make a tuple of (value, present), have a special empty value or do all of that at once, because parts of the dataset were separately inherited during the merger.
- giantg2 3y agoI'm not saying it doesn't happen - I'm saying it's not the correct practice. When talking about financial services, this sort of garbage data could lead to compliance issues and financial penalties. Typically those mergers end up with remediation initiatives to at least ensure that all the invalid data is nulled out, or facilitate it's collection if it's critical.
- gumby 3y agoMy mobile phone account has a bogus number (not generated by me!) as my SSN. Fortunately I know what it is so can recite it on a call. Which is why I don't want them to have my SSN in the first place!
- Muromec 3y agoIt’s all fun and games until your bank reports something to the government under this SSN and it affects a person to whom its really assigned. Bonus points if “something“ has fiscal consequences for either of you. Seriously, this is not kind of shenanigans you want to be doing for no reason at all, simply because the reason would be invented by someone else.
- gumby 3y agoAs my original comment says I don’t do this for anything tax-ish (for the same reason you mention). But there is no reason a phone company need know my SSN. Or the pharmacy.