Errr the pandemic profitability and refund was extremely abnormal. It was due to the lockdown where essentially no one drove for several months and then there

Errr the pandemic profitability and refund was extremely abnormal. It was due to the lockdown where essentially no one drove for several months and then there was reduced driving for a year is so. The refunds were also not done willingly, they were done due to DOIs demanding it and peer pressure.