Nope. That's not typical. When I originally got my umbrella policy around 10 years ago the cost was about ~$120/year for $2million in coverage. I'm currently p

Nope. That's not typical. When I originally got my umbrella policy around 10 years ago the cost was about ~$120/year for $2million in coverage. I'm currently paying $183.47/year for $2 million in coverage. Covers myself and my spouse.