> Secondly, instead of "a couple of bills" you have to carry... a single card. Wow. So much hassle. In case I’d get robbed, I would only loose a couple of buck

> Secondly, instead of "a couple of bills" you have to carry... a single card. Wow. So much hassle. In case I’d get robbed, I would only loose a couple of bucks vs losing my debit card (which does not require PIN until a limit). I live in a bas neighborhood, so walking outside when it’s dark side is not fun. So having no valuables on me feels good. > Yeah I have more sympathy with this but my feeling is vendors prefer cashless even with the fees - at least debit card fees (~0.5%), maybe not credit card fees - because cash isn't free. I have the totally opposite experience, most small shop owners I’ve spoken to have often asked me if I had cash instead of card, some would even give better deals and include free fries If I had cash in me, it’s on that level and one if the reasons why I often prefer cash now. I actually had a discussion regarding this with my local barbershop and he told me how much he hates people who pay with cars because of those fees he has to pay. I had no idea about CBDC, had to look it up. It’s an interesting concept.