A close friend of mine who is an American feels strongly that this is a health insurance thing and not a car insurance thing. It’s interesting to see her reacti

A close friend of mine who is an American feels strongly that this is a health insurance thing and not a car insurance thing. It’s interesting to see her reaction being offended by the article. The Economist is a British newspaper. Could there be a cultural issue writing the article? Also, car insurances are different in many states. I am Dutch, so no clue here.