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LOL $20k-$50k? If that other driver ends up in the hospital at all you are SOL.
by jandrese 3y ago
LOL $20k-$50k? If that other driver ends up in the hospital at all you are SOL.
- sokoloff 3y agoThat’s no less than the state mandated liability coverage in most areas. https://www.nerdwallet.com/article/insurance/minimum-car-insurance-requirements https://www.nerdwallet.com/article/insurance/minimum-car-ins...
- nothercastle 3y agoHospitalizations are not covered in many states. You have to cover your own medical costs
- jandrese 3y agoEven if hospital costs aren't covered the average US car price in 2024 is close to $50k and a totaled car is definitely covered. Lord help you if you hit a Hummer EV or a Cyberbeast.
- nothercastle 3y agoYeah the minimum coverage is no longer enough. But that’s always been a problem if you hit a Bentley or exotic. People who drive 100k cars should really have to cover that extra repair cost with their own insurance but that’s not how most state laws work.